The Indian urban and upwardly-mobile segment has long been associated with hatchbacks. These vehicles are compact, easy to drive, and highly affordable. Tata Altroz is a premium hatchback by Tata Motors that has gained popularity for its range of features. It is one of India’s safest hatchbacks, with a Global NCAP rating of 5 stars. Talking about safety, buying the right four-wheeler insurance is important to ensure that you are financially protected in the event of an accident or mishap. The Indian government also mandates the insurance of cars. You can choose between third-party insurance, own-damage car insurance, and comprehensive four-wheeler insurance based on your needs. Many providers offer Tata Altroz insurance which is designed to offer financial protection to Tata Altroz owners.
About Tata Altroz
Tata Altroz is a five-seater premium hatchback offered by Tata Motors – a trusted name in automobiles in India. It is equipped with ALFA architecture that is lightweight, agile, and flexible. It also has an anti-lock braking system with brake sway control, electronic brake-force distribution, corner stability control, dual front airbags, a reverse parking camera, voice alerts, a tyre pressure monitor, an auto park lock, and many others. Tata Altroz is available in petrol and diesel variants. It is available in seven different colours, including Downtown Red, Arcade Grey, Avenue White, Harbour Blue, Opera Blue, Cosmo Dark, and High-Street Gold. The average ex-showroom price of the Tata Altroz ranges between ₹6.30 lakh and ₹10.25 lakh.
Why Do You Need Tata Altroz Car Insurance?
Tata Altroz has been designed for safety. It is popular among car owners for its formidable build and architecture. However, when you are on the road, accidents and collisions can be caused by a range of external factors that are not in your control. These accidents can result in damages to your car, or third-party property or even result in injuries or death of a third-party person. As a result, you might have to bear the expenses relating to the repair of damaged vehicles and/or treatment of injuries. In some cases, you might have to pay compensation to the third party too. Without insurance for Tata Altroz, you will have to manage all these expenses yourself.
While the Motor Vehicles Act, 1988 mandates all car owners to have a third-party car insurance policy, these policies do not offer coverage for damages to the insured car. Hence, to get complete protection, it is important to buy comprehensive Altroz Car Insurance with add-on covers based on your needs.
Choosing Between Third-Party and Comprehensive Tata Altroz Car Insurance
Most car insurance providers offer two broad categories of plans:
- Third-Party Car Insurance – this offers coverage from liabilities arising to third-party property or person due to an accident or collision involving the insured car
- Comprehensive Car Insurance – This includes coverage for third-party liabilities and damages to the insured car. It also offers damages to the insured car for damages caused due to fire, theft, man-made disasters, and natural disasters. Just to add, having a comprehensive insurance policy from Tata AIG will allow you to file cashless claims. All because it has a huge network of 7000+ garages, where the insured car can be repaired without spending a paisa.
When you decide to choose between third-party and comprehensive insurance for Tata Altroz, you need to think about how and where you plan to use your car. This will help you understand the risks it is exposed to and choose an insurance policy that offers optimum protection.
What is the Tata Altroz Insurance Cost Per Year?
The cost of buying a Tata Altroz Car Insurance policy will depend on a range of factors, including:
- The make and model of the car
- The age of the car
- Your location
- Third-party or comprehensive policy
- Add-on covers
- Voluntary deductible
- Claim history
A Tata Altroz is not just a car – it is a statement. Most Altroz owners take care of their vehicles and get them maintained and serviced in time. While this helps keep the car in top shape, accidents and collisions can damage it, and the repair costs can put an unnecessary financial burden on them. Hence, when buying a car insurance policy for your Altroz, it is important to consider these costs apart from the mandatory third-party liability protection. A comprehensive Tata Altroz car insurance plan can help you get complete protection for your car. Make sure that you look at the options available to you and compare providers and plans before making the purchase. Good Luck!